Just Law Inc.   Devoted to the Special Needs of the Mortgage Banking Industry  
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What We Do

Just Law, Inc is the only law firm in Idaho devoted primarily to the needs of the mortgage banking industry. While serving a nationwide client base, including some of the largest banks in the country, we offer the full spectrum of services, making us a one-stop-shop for our clients.



SERVICES:

     
  • Foreclosures (judicial & non-judicial)
• Deeds in lieu of foreclosure
• Mortgage-related bankruptcy matters
• Evictions
• Deficiency actions
• Centralized statewide reconveyances
• Real estate-owned (REO) services
• Litigation
• Real estate-related matters
• Title packages
• Document preparation

 
 
At Just Law, our attorneys have over 60 years of collective experience. Their expertise enables us to provide services one would expect from a larger firm. And yet, as a small firm, we are able to provide prompt, cost-effective service. Our information systems and services enable us to access and manage information quickly and efficiently.

Acting as the trustee on deed of trust foreclosures, we do all of the foreclosure work at our Firm for one fee. Our Firm does not delegate the function of trustee to a title company, thereby eliminating duplicate fees to our clients. In cases where work moves to the next phase, we also handle bankruptcy, eviction, deficiency judgment, and REO closing within our Firm.

All our attorneys are licensed in the State of Idaho. Charles C. Just, Esq., owner and managing attorney of the Firm, established Just Law Office in 1990. As a respected authority on Idaho real estate law, he actively oversees daily operations at the Firm. Kipp L. Manwaring, Esq., directs real estate litigation matters and evictions. Steven W. Boyce, Esq., manages bankruptcy matters for the Firm. Paula Peterson, our office and process manager develops new business and fosters client-attorney relationships.

Our division of legal responsibilities has allowed us to provide high-quality and responsive legal services without a loss of personal involvement.

Especially on behalf of lenders and other creditors, our attorneys are active and effective practitioners before the Bankruptcy Court in a wide range of proceedings. We aggressively represent our clients’ legal interests while at the same time helping them achieve their business objectives. Our attorneys not only maintain the minimum continuing legal education requirements of Bar membership, but also attend mortgage banking-related conferences and seminars to keep abreast of current trends in the industry.

Since 1990 we have been a member of the USFN (www.usfn.org). The USFN’s member law firms and trustee companies are committed to high-quality legal services for the financial and mortgage banking community.


TECHNOLOGY

Foreclosure, litigation, bankruptcy, eviction, REO closings, and reconveyance files are managed via a network processing system, which is supported by a high-speed file server. New cases referred with complete referral packages are processed within 24 hours via Perfect Practice, a state of the art case management tool.

We use Fair Isaac, NewTrak and VendorScape for computerized case tracking. Their custom-designed exception reporting systems lets us know the immediate status of default actions. Additionally, we provide clients with monthly status reports, customized to the special requirements of each loan type.


FEES AND TYPICAL TIME FRAMES

We conform to all government investor timelines and fee schedules.The following are typical time frames for completing major services.

• Non-Judicial Foreclosure of Deed of Trust. 150 days to complete.
• Post-Foreclosure Eviction. 43 days to complete
• Reconveyance. 30 days to complete.
• REO Closing. 30 days to complete.
• Judicial Foreclosure, 60 days from referral to judgment
• Bankruptcy Relief of Stay, 30 days from referral to order
• Bankruptcy Proof of Claim, 5 days from referral to filing

 

 
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